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Debit cards

The easy way to pay

Why make life complicated? Our debit card is the simple solution when you're paying in person, over the phone or over the internet.


Look out for the logo on your card - you can use your debit card to pay for goods and services wherever you see that logo displayed. Just remember that you'll need to use your personal identification number (PIN).

Overseas travel

Your card is just as handy on the beach as it is in your local shop. In fact, you can use it to pay for goods and services at nearly 5 million places across the world.


Making online payments with your card? There's online purchase protection with RBS Secure.

Card activation

  • online - simply log in to your online banking service, select 'Cards' from the main menu, then click on 'Activate a new debit card' and follow the onscreen instructions. If you are not registered for Digital Banking, why not sign up today.
  • over the phone one of our Telephony agents will activate your debit card for you.
  • by post please return the card activation slip you received with your debit card.
  • in branch please hand in the card activation slip at your local branch.

If you are receiving a replacement debit card you will not need to activate it unless you are also receiving a replacement PIN.